FinCrime Risk Manager (AML)

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 70+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Financial Crime teams are at the forefront of Revolut’s efforts to keep customers and their money safe. Working within the first line of defence, our teams design and embed AML controls that meet regulatory obligations and support Revolut’s global growth — all while putting customer experience at the centre.

We’re looking for a FinCrime Manager to support our AML efforts across multiple product lines and markets. You'll bring 1LoD experience in anti-money laundering and provide hands-on advisory, control testing, and guidance to teams across Product, Operations, and Compliance. This is a high-impact role where your AML expertise will shape the future of financial crime risk at Revolut.

Up to shape what's next in finance? Let's get in touch.

職務について

Revolutの金融犯罪対策（Financial Crime）チームは、お客様とその大切な資産を守るための最前線に立っています。当チームは第1次防衛線（1LOD）として、規制上の義務を遵守し、Revolutのグローバルな成長を支えるAML（マネー・ローンダリング防止）コントロールの設計と導入を担っています。私たちは、これらすべてを「顧客体験（カスタマーエクスペリエンス）」を核に据えて推進しています。

現在、複数のプロダクトラインおよび市場におけるAMLの取り組みをリードする「FinCrimeマネージャー（AML）」を募集しています。AMLにおける第1次防衛線（1LOD）での深い経験を活かし、プロダクト、オペレーション、コンプライアンスの各チームに対し、実務的なアドバイザリー、コントロール・テスティング、およびガイダンスを提供していただきます。あなたの専門知識がRevolutにおける金融犯罪リスク管理の未来を形作る、非常にインパクトの大きな役割です。

業界で最も効果的かつテクノロジー主導のAML管理体制を共に構築していただける方は、ぜひお話ししましょう。

What you’ll be doing

• Designing and implementing robust AML controls that are aligned with regulatory requirements and scalable across global markets
• Providing AML advisory on new products, jurisdictions, and features, ensuring risks are understood and mitigated early
• Supporting audit and regulatory engagements through clear articulation of Revolut’s control frameworks
• Performing control testing and QA to validate the design and operating effectiveness of key AML controls
• Partnering with Product, Operations, and Compliance teams to ensure AML controls are effective, measurable, and customer-centric
• Enhancing customer outcomes by identifying control issues that may cause detriment (e.g., inappropriate off-boarding or transaction blocks), and recommending improvements
• Maintaining AML MI dashboards and documentation to support internal governance and external transparency

職務内容

• 規制要件に準拠し、かつグローバル市場でスケーラブルな、堅牢なAMLコントロールを設計および実装すること
• 新規プロダクト、進出先、および新機能に関するAMLアドバイザリーを提供し、リスクを早期に把握・軽減すること
• Revolutのコントロール・フレームワークを明確に説明・提示することで、監査や規制当局への対応を円滑に推進すること
• 主要なAMLコントロールの設計および運用状況の有効性を検証するためのテストとQA（品質保証）を実施すること
• プロダクト、オペレーション、コンプライアンスの各チームと密に連携し、効果的かつ測定可能で、顧客中心（カスタマーセントリック）なAMLコントロールを実現すること
• 顧客に不利益をもたらす可能性のある管理上の課題（不適切なオフボーディングや取引制限など）を特定し、改善策を提案することで顧客アウトカムを向上させること
• 内部ガバナンスの強化と外部への透明性確保のため、AML関連のMIダッシュボードおよびドキュメントを維持・管理すること

What you'll need

• 4+ years of experience as an anti-money laundering SME in a risk advisory or control team within the first line of defence
• A track record of AML advisory across both retail and business banking or fintech products
• In-depth knowledge of AML typologies, regulatory requirements, and control frameworks
• Experience conducting risk assessments, identifying control gaps, and driving remediation
• An understanding of modern financial products, including crypto and investment products, and their associated risks
• A proactive and pragmatic mindset
• Impeccable communication skills and the ability to engage stakeholders across disciplines

応募要件

• 第1次防衛線（1LOD）におけるリスクアドバイザリーまたはコントロールチームでの、4年以上のAML分野におけるSME（専門家）としての実務経験
• リテールおよび法人向け銀行業務、またはフィンテック製品におけるAMLアドバイザリーの豊富な実績
• AMLタイポロジー、規制要件、およびコントロール・フレームワークに関する深い知識
• リスクアセスメントの実施、コントロールギャップの特定、および是正措置（レメディエーション）を主導したハンズオンな経験
• 暗号資産（仮想通貨）や投資商品を含む最新の金融商品、およびそれらに付随するリスクへの理解
• プロアクティブかつプラグマティックなマインドセット、および異なる専門分野のステークホルダーを巻き込める高いコミュニケーション能力

Nice to have

• Familiarity with transaction monitoring, rule logic, or model tuning

歓迎条件

• 取引モニタリング、ルールロジック、またはモデルチューニングに関する知識や実務経験

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important notice for candidates:

Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.

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