Head of Lending

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 50+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

The credit department at Revolut is anything but ordinary. They design, manage, and launch credit products from day one to the end — developing the back and front-end and data science infrastructure with scalable risk management and portfolio management solutions.

We're looking for a Head of Lending who'll be the go-to person on all things credit in New Zealand. You'll coordinate all stages necessary to achieve a successful product-market fit for our credit products, including scoping, implementation, testing, and growth.

Up to shape the future of finance? Let's get in touch.

What you’ll be doing

• Developing the strategy to launch credit products in New Zealand, including defining customer segment, pricing, positioning, and value proposition
• Building New Zealand's Credit team and business from the ground up
• Working with regulators to secure a lending licence and ensuring ongoing compliance
• Owning the Credit P&L for NZ
• Establishing external partnerships to set up the lending infrastructure with the credit bureau, debt collection partners, etc.
• Working with Treasury on funding
• Scoping all aspects of market requirements, including necessary features, legal and risk aspects, infrastructure and development effort, funding alternatives, etc.
• Coordinating with the Product team to build an implementation plan and execute it
• Collaborating with cross-functional teams in London and our global offices to execute go-to-market plans, launch marketing campaigns, etc.
• Working with credit risk managers to set the credit risk strategy, test and learn to optimise results, and manage portfolio performance using dashboards
• Working with the Operations team to streamline operations and deliver good customer experience

What you'll need

• 8–12 years of experience with credit products
• Fluency in English with excellent communication skills
• A demonstrated track record of achievement
• Impressive analytical skills to work with data
• A never-settle, problem-solving mindset to solve customer problems and get things done
• To be comfortable working in a fast-paced, target-driven environment
• Natural curiosity and an interest in making an impact

Nice to have

• Product management skills
• Experience with NZ credit legislation

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important notice for candidates:

Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.

• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.

We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice