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Software Development Engineer (Payments)



Software Engineering
London, UK
Posted on Wednesday, May 22, 2024

About us

At GoCardless we believe bank payments are the best way to pay and get paid. We also believe that bank account data is a powerful tool to make better, faster decisions. We’re making it easy to use both- for businesses everywhere.

GoCardless is used for domestic and international payments by 85,000+ organisations and counting, processing more than $30 billion across 30 countries. We’re an award-winning London based fintech, with additional offices in Riga, Paris and Melbourne.

The role

Our team’s purpose is to grow GoCardless’ revenue by building brilliant products and features that allow merchants to use GoCardless through our Indirect channels. To do this we are building new products upon GoCardless’ platform that allow our customers to access GoCardless via third-parties or by embedding bank payments into their payment platforms, all while giving our customers the best experience possible.

We are looking for engineers who:

  • Enjoy moving quickly with a strong bias for action
  • Are empathetic towards our customer's problems and driven to create pragmatic solutions that solve them
  • Are excited to work closely with external product teams and are able to understanding their needs and factor these into what we do
  • Have experience with building integrations and a passion for creating world-class experiences for our customers
  • Want to have a direct impact on a company's revenue and growth
  • Are comfortable with doing what needs to be done to solve a problem which may include working across the whole tech stack and product suite
  • Are able to prioritise and are adaptable to change
  • Are comfortable with putting their hand up when they are stuck or unsure what to do next

The team pride themselves on being a product-minded, focused unit with collaboration and open communication at the heart of it.

Tech stack: Ruby on Rails, React, Typescript, Postgres, BigQuery, GCP

What excites you

  • You are passionate about building and improving products to directly solve our customer’s needs
  • You have a growth mindset, motivated by driving concrete business outcomes.
  • You adapt to new technologies and processes quickly.
  • You thrive in a collaborative environment and believe the best products are built through collaboration.
  • You love solving problems rather than only completing tickets.

What excites us

  • You have experience building web products and services, and have an awareness of technologies across the stack.
  • You adapt to new technologies and processes quickly.
  • You thrive in a collaborative environment and believe the best products are built through collaboration.
  • You care about building reliable, well-tested systems.
  • You enjoy solving problems and are happy to take the initiative to find better solutions.
  • You are someone who embodies personal accountability and ownership, eagerly taking on problems and solving them with creativity and dedication.

We don’t expect you to meet every requirement. If you’re excited by this role, we encourage you to apply.

We don’t expect you to meet every requirement. If you’re excited by this role, we encourage you to apply.

(some of) The good stuff

  • Wellbeing - stay healthy with dedicated support and medical cover
  • Work away scheme - you can apply to work away from your country of residence for up to 90 days in any 12 month period
  • Adaptive Working - allows you to work flexibly, around your lifestyle
  • Equity - all permanently employed GeeCees receive equity so we can share in the success we achieve together
  • Parental leave - to suit everyone embarking on life's great adventure
  • Time off - generous holiday allowance, + 3 annual volunteer days, + 4 annual business-wide wellness days (‘GC Fridays’)

Life at GoCardless

We're an organisation defined by our values; We start with why before we begin any project, to ensure it’s aligned with our mission. We make it happen, working with urgency and taking personal accountability for getting things done. We act with integrity, always. We care deeply about what we do and we know it's essential that we be humble whilst we do it. Our Values form part of the GoCardless DNA, and are used to not only help us nurture and develop our culture, but to deliver impactful work that will help us to achieve our vision.

Diversity & Inclusion

We’re building the bank payment network of the future and our ambition is to move money anywhere, for anything, for anyone. If we’re going to achieve this goal, we need to build a team of ‘GeeCee’s’ that is as wonderfully diverse as the world we live in - with a multitude of perspectives, experiences & backgrounds.

We’ve got a long way to go, but here’s how we’re doing as of June 2023;

42% identify as women

28% identify as Black, Asian, Mixed or Other

9% identify as LGBTQIA+

9% identify as neurodiverse

2% identify as disabled

We’re rooting for you during your application and GoCardless aims to provide reasonable adjustments to make our recruitment process as remarkable and accessible as we can. Please speak to your Talent Partner if you need extra support.

If you want to learn more, you can read about our Employee Resource Groups and objectives here as well as our latest D&I Report


We’re committed to reducing our impact on the environment, leaving a more sustainable world for future generations. In 2021 we became co-founders of the Tech Zero coalition, a group of businesses committed to taking climate action as part of the UNFCCC Race to Zero. We aim to reduce our impact and to create positive change on the natural world. Check out our sustainability action plan here.

Find out more about Life at GoCardless via Twitter, Instagram and LinkedIn.