At Acorns we look after the financial best interest of the up-and-coming. We are innovators. We make bold decisions. We stay curious, inspiring one another to push past all previous thresholds of possibility. We are one team and are building a diverse community of team members, partners, and customers from all walks of life to foster creativity, challenge conventional thinking, and put the tools of wealth-making in everyone’s hands.

We are looking for missionaries who are rooted in purpose, to join our team. We can achieve our goals if we are a team of missionaries working toward a shared purpose and mission.

Our mission? With benevolence and courage, we look after the financial best interests of the up-and-coming; beginning with the empowering, proud step of micro-investing.

How do we accomplish our mission? Our values.

Lead With Heart

With compassion, integrity, and tenacity, inspire yourself and others to move past all previous thresholds of possibility

Make Bold Decisions

We are creating a new world. Be optimistic, adventurous, and courageous. Leap fearlessly into the future

Always Build Trust

Say what you mean, mean what you say, and do what you say you’re going to do. We are all owners. We are one team

Never Stop Growing

Change IS the constant. Stay hungry and curious. Be relentless in the pursuit of progress

Find a way

Never settle, no excuses, nothing is impossible. Just make it happen

Our values guide us, and our mission drives us.

Come join us and help deliver financial wellness for the whole family, creating compound growth at every life stage.

Financial Analyst | Acorns

Acorns is seeking an exceptional Finance Analyst to support cross-functional initiatives including management reporting, data and model refinement, plan vs. actual analyses, strategic initiatives, and short-term and long-term forecasting. This person will provide tactical and strategic insights and analysis to drive business decisions. This role will work directly with the Finance Manager as well as teams throughout the organization. We are looking for a passionate and motivated individual with a strong sense of ownership that will add tremendous value to the company.

This role has the option to be remote or based in our Irvine, CA, or New York, NY offices.

Within 1 month, you will:

• Get introduced to the organization, especially the business partners that you will work closely with

• Develop a deep understanding of the product, business model, and financials

• Shadow the Finance & Accounting Team during the monthly close and management reporting process

• Add Bullet on actualization, basic analysis, data entry

Within 3 months, you will:

• Refine and optimize existing financial models, improving their accuracy, efficiency, and scalability

• Perform data clean-up and validation to ensure accuracy and integrity of financial data for modeling purposes

• Collaborate with cross-functional teams to gather relevant data inputs and assumptions for model updates

• Assist in monthly financial reporting and variance analysis of forecast/actuals and KPIs

• Equip product managers with monthly insight on particular business trends

• Support the development and revision of short and long-term financial plans

• Assist in other ad-hoc analysis and presentation requests

Within 6 months, you will:

• Develop, enhance, and maintain financial models to support forecasting, budgeting, and strategic decision-making

• Support strategic decision-making, which will include analytics initiatives such as financial modeling, go-to-market strategy, channel performance measurement, and cost-benefit analysis

• Assist in department-level budgeting, tracking and reporting processes, with the goal of accurately forecasting and managing expectations

• Assist in the transition to a new accounting system and chart of accounts, ensuring accurate integration of financial data and alignment of key financial models across departments and global teams.

• Help drive business decisions by providing actionable financial reporting on a regular and ad-hoc basis

What you will bring to Acorns:

• Minimum two (2) years of relevant experience with a stronger weighting towards corporate finance roles within a dynamic operating company

• Bachelors in Finance or Accounting or equivalent discipline

• Experience integrating systems, especially with Workday

• Relevant financial planning and budgeting experience within a high-growth company is a plus

• Must possess excellent analytical, financial modeling and presentation skills with the ability to analyze raw data, draw conclusions, and develop actionable recommendations

• Must be a self-starter, highly motivated, and passionate person who understands the importance of being the lead for the Operating Expense function

• Ability and desire to roll up sleeves and be hands-on in an entrepreneurial, fast-paced, high-growth environment

• A strong passion for the Acorns mission

• Thirst for delivering game-changing products

• Exceptional drive and precision; strong attention to detail

• A belief that your work is tied to your life's mission

• Optimistic about the potential of societal change

• Basic understanding of the fintech landscape is a plus

You are not expected to have experience with all listed requirements. If you feel passionate about Acorns' mission, vision, and values, please apply.

What we offer:

• Competitive salary and stock options

• A comprehensive benefits package to meet the needs of you and your family

• Flexible work hours, location, and paid time off

• 401k match

• Monthly Acorns account contribution & GoHenry account for your family

• Wellness Days - Company-wide quarterly days off to rest + recharge

• Mindfulness, Mental Health, and Financial Wellness resources: Headspace, Ginger, and Addition Wealth are offered at no cost to you

• Acorns Career Development Program (Monthly Acorns to Oaks training sessions, development plans, quarterly development check-ins, Cornerstone’s online training platform)

• Roots Leadership Program for emerging leaders

• Monthly community celebrations, events, panel discussions, and speakers

• Talented and motivated team members who care deeply about one another, our mission, and our customers.

• The rare opportunity to create a new world. We inspire one another every day to do meaningful work that solves big societal challenges.

About Acorns:

Acorns is how everyday consumers save & invest for the long term. To date, customers have invested over $20 billion with Acorns, much of it in spare change. By putting the tools of wealth-making in everyone's hands, Acorns has become the largest subscription service in U.S. consumer finance, serving over 10 million everyday Americans. Customers get automated investing in diversified portfolios, a simple retirement product, a bank account that helps people spend less to invest more, and bonus investments from 20k brands. Plus, everyday Americans can easily invest in their kids and get money news they can use, all from the same app. From acorns, mighty oaks do grow!

Mission:

With benevolence and courage, we look after the financial best interests of the up-and-coming; beginning with the empowering step of micro-investing.

Values:

• Lead With Heart

• Make Bold Decisions

• Always Build Trust

• Never Stop Growing

• Find a Way

Commitment to a diverse community:

Acorns is committed to building a diverse community of customers, partners, and team members. We believe that fostering diversity not only fuels creativity but also challenges conventional thinking and helps us properly represent the unique experience of the everyday consumer that we serve.

Compensation Information:

The pay range for this position at commencement of employment is expected to be between $95,000 and $105,000/year; however, base pay offered may vary depending on multiple individualized factors, including market location, job-related knowledge, skills, and experience. The total compensation package for this position may also include other elements, including equity grants and discretionary cash bonus awards in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment.

If hired, employee will be in an “at-will position” and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

Application Deadline:

This application was originally posted on 10/15/2024. The Company reasonably aims to fill this position on or about 11/25/2024, and to accept applications until filled. However, depending on multiple individualized factors, including the Company’s reasonable business needs and the number of applicants, such deadline may change.